Questions Insurance Adjusters Ask People Without Attorneys
If you have been in a car accident, it won’t be long until you receive a call from the other party’s insurance company. They may ask you questions about the accident and request a recorded statement. It is important that you know you have the right to refuse such requests.
Taking on a car accident case without the help of an attorney is dangerous. When the insurance company finds out you have no expert legal guidance, they will ask you tricky questions and try to twist your words into something they are not. This is why it is important to hire a personal injury lawyer in Rockford, IL.
Why does the insurance company ask tricky questions?
The insurance company does not want the best for you despite what they might like to advertise. Even if you have valid arguments and solid evidence, they will still try their best to frame you as the culprit. If they cannot do that, they will try to devalue the claim and lower the settlement as much as possible.
The bottom line is that the insurance company does not want to pay you. As long as they do not have to pay you, the money remains in their pocket. While there are various dirty tactics that insurance companies use, the most common one remains to ask tricky questions.
The risks of you saying the wrong thing or giving wrong answers increase when you do not have an attorney by your side. The insurance company sees you vulnerable and may try to take advantage of that.
What do the insurance companies ask?
The insurance companies may ask you a variety of questions. Some of the most common ones include:
- Who do you think is at fault?
- What were you doing at the time of the accident or just before the accident took place?
- Is there anything regarding the accident you would like to add that has not been discussed yet?
- What type of medical benefits do you receive?
- Do you think there was anything you could have done to avoid the accident?
- Did you have any injuries at the time of the accident?
If you pay attention, many of these questions will be targeted in a way to frame you as the culprit in the situation. You must remember that just because the insurance company thinks or makes you think that it is your fault does not mean it is true. Sometimes people may feel guilty about hurting someone in an accident even when they were not at fault.
Speak to an attorney today to avoid such issues.